I stop in for a bagel a couple times a week. Good bagels, interesting pricing - a bagel is $1.29, cream cheese is $1.35. So you pay more to get a shmear of cream cheese than for the bagel itself. With tax a toasted bagel with cream cheese is just under $3, and they're typically pretty fast. The counter help I've encountered are always friendly. This morning they were working on a large catering order (funny thing is, I think it was for a group meeting at my office!) and I had to wait about 10 minutes before they got around to toasting mine, but most days it's no more than a minute or two.