Warning...This company will mess up your credit. I did not know I had a bill from them until I got a "no payment" on my credit report. I went to the website and it did not show a bill. I was in the office last month and no one said I had a bill. After seeing a collection agency on my credit report, I called them and they said I had an unpaid balance from Sonora Quest and they reported it to the credit agencies. Extremely unprofessional!