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| - Buying a house is serious business, and unless you are a drug lord, it will be your most expensive purchase ever. As a first-time homebuyer, I had some serious stress and anxiety about this complicated, scary world. Fortunately for me, my Realtor had already worked with Chris Myers and First Option Lending, so she knew she was placing me in good hands.
From my first phone call with Chris, I was treated like a valued customer, not like the confused, unprepared guy I really was. Chris answered tons of questions, and is truly one of the most 'can-do' people I have ever had the pleasure of meeting. I set up an appointment with Chris to review my finances, and get the process of securing a loan, etc. Chris was very flexible with appointment scheduling and I met up with him one afternoon at his office in Scottsdale. The office is set in a corporate office building that is really nice, with easy, close parking (AKA you will not die in the summer).
I met up with Chris and he reviewed my credit report, and answered my million and one questions about how all this stuff works. I have to admit, I had a lot of stress about this process, all I have ever heard about is how cumbersome it is, how many moving parts, and how fragile the process is, and that things will be messed up. Clearly those people have never had Chris in their corner, because working with him was the polar opposite of that experience. Chris laid out a clear road map of the process, and described how I could help make it smooth and painless. In addition, Chris had some great suggestions on how I could increase my credit rating, so I could get the best possible rate. With Chris's guidance, I raised my score significantly in a short amount of time, thus helping me secure a great loan. The thing I appreciated most about Chris is his easy going personality, he is so friendly and genuinely a good guy, you can't help but not be stressed.
During the process of getting my loan, Chris kept me informed of where we were at in the process, and what the next steps were. Throughout the whole experience, Chris was remarkably helpful, friendly, and extremely knowledgeable about the world of loans and finance. Even when other parts of the home buying experience got difficult (Home inspection, not great appraisal, etc.) Chris was there to advocate on my behalf and made things go smoothly, that were otherwise a complete train wreck. In talking to other people who recently purchased a home, their loan people didn't do a fraction of the extra work that Chris took on, and as a result their process was much bumpier. On more than one occasion, Chris identified ways to stretch my buying dollar, so I could get the best house, for the best deal. In addition, Chris is very detailed oriented (which I learned that the little details are what can sink a home purchase) and that will benefit you greatly.
To conclude, I cannot recommend Chris and First Option Lending enough. Chris truly provided world-class service, and moved mountains to help me get into my first home, which coincidentally is my dream house. If you are in the market for a loan, do yourself a massive favor, and give Chris a call. You will NOT be disappointed, I guarantee you.
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