Thanks for helping me find health ins, Jeremy was great with knowing right off the bat which ins would be best to go with..I need to update this review, after having Sierra Health since April I can say this is by far the worst health insurance ever...Jeremy did stress how he is not compensated for signing people up for health ins. Well clearly it shows cause his lack of knowledge of anything about this plan shows..1st the prescription plan stinks, I have never paid more for scripts than I do now, there is no 90 day mail in plan all I am allowed is just 30 days, I called Sierra Health and they said my group plan does not include 90 days..Also any time I see a Dr I am paying almost the entire cost, that's Sierra's co-pay of 20% deductible on everything plus the cost to see the Dr I pay 80%..Also there is no max on the deductible. The vision plan, well that's just a joke, the coverage on eyeglasses is I pay 80% on everything...Again it was cheaper for me not to use the insurance and just order glasses on line which ended up costing me $650.00 really...I never have paid that much ever which if I used the insurance it would have been more and I would have gotten a lesser quality product....I suggest that Jeremy learn about the health insurance he may not like that hes not getting compensated but hes also screwing people over by stating this is quality health insurance when its complete garbage that I am stuck paying over $559.00 a month for when I would have done better without insurance and just negotiated with Dr's. I haven't tried the Dental yet but that's coming up I am sure its just as much garbage as the rest...