You have to give a star that's why there is any star at all. For a full day and 1/2, looking at my Wells Fargo phone app I get a balance of $x. I am cutting it close for my travels as I have just began getting paid for my contract. So I transfer $10 out of my account that shows a balance of 10.39 - direct deposit kicks in tomorrow. I get hit with a fee of $35 again!!! Called in and they say that I only had 39 cents, I told him that why did I see $10 in my account for two days then. He now says there was only 3.39 in the account. Everyone who has a Wells Fargo account needs to practice taking phone snap shots of their balances, because you'll get..."don't know what you're talking about. I highly recommend not using this bank and going to USAA or Navy Fed. They don't charge for ATM fees. Wells changes fees on top of other fees if you go to a non Wells Fargo arm btw. These folks are not good ethical business folks to be dealing with.