THE EMPLOYEES ARE REALLY SWEET AND HELPFULL!
WARNING
* DO NOT USE PAY PAL OR CREDIT UNIONS ! *
I learned this the hard way! NEVADA FEDERAL CREDIT UNION allowed someone in Japan and someone in Chad ( Africa ) to establish pay pal accounts with my SAVINGS ACCOUNT NUMBERS! Both people withdrew $20-$60 a couple times a month ( so I wouldn't notice as quickly ) I went $900 negative and had to pay $1200 to NV Credit union to re-open my accounts. Then they informed me they are not internationally insured by FDIC ( which most credit unions are NOT) and I'm on probation for 2 years. I did not re-coup any funds, my spending limit is $250 a day and they charge me $20 a month to bank with them, they reported me to the credit agencies and my score tanked almost 150 points. Because this happened almost a year ago, I have yet to find another bank that Allows Me to Bank with them without a ridiculous monthly fee or account minimums. Good luck!