I highly recommend working with Alex and Luke at Academy Mortgage. They were quick to respond to any questions or concerns and did a great job of walking us through the steps, very important for first time home buyers. I was really impressed the first time I spoke with Alex on the phone. He called me about a half hour after my realtor made the reference, got all the information needed, and we had a good sense of what we could qualify for that day. Our official prequalification came through about a week later. All in all, very professional. In the bidding process, we faced competition from all-cash buyers. Thanks to Alex and Luke putting in a good word for us with the sellers' realtors, we were competitive, and ending up winning bids for our top choice houses. They do everything electronically, which made the process of signing/reviewing all the documents very easy. The loan terms/fees were easy to understand.