About: http://data.yelp.com/Review/id/kVrUNs7EE1--XYIofodFkw

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An Entity of Type : rev:Review, within Data Space : foodie-cloud.org, foodie-cloud.org associated with source document(s)

Attributes	Values
type	rev:Review
dateCreated	2016-04-19 00:00:00 (xsd:dateTime)
itemReviewed	First International Bank & Trust
http://www.openvoc.eu/poi#funnyReviews	0 (xsd:int)
rev:rating	1 (xsd:int)
http://www.openvoc.eu/poi#usefulReviews	3 (xsd:int)
rev:text	I should say that I was referred by a good friend that got a loan from them and had a good experience. I was expecting a smooth process both based on my friend's experience and my history with loans. I am 840 credit, annual income better than the property value, and 25% down. John Edwards was not helpful and tried to charge in excess of 8k in fees on a real estate lot loan that I would have less than 6 months!! It would have been cheaper and less painful to get a loan from a loan shark. A week after expressing discontent at the insane costs (and my decision to pay cash for the property) an appraisal was apparently ordered and $325 was demanded. John insisted that I had agreed to the appraisal (signed in my packet) so I asked for copies of authorization of the appraisal and was refused multiple times. I asked if I would be able to use the appraisal for a future construction loan and he refused to even answer that question... It was a silly interaction and very unprofessional on his side. To top it off, apparently asking for copies of my authorization made him mad because just 4 days after being notified of the payment for appraisal, he gave me 4.5 hours to pay it or take me to collections. This is a company/person at the top of the avoid at all costs list! Despite many emails back and forth, John continues to refuse to provide a copy of this document. Ironically had he told me he had ordered it without me authorizing in order to expedite I would have felt compelled to pay for it. Had it applied to a future loan, that would have been a bonus. At this point I believe he has outright lied about it and threatened me (all communication via email, and have to provide to anyone wanting) not only with collections, but also with a threat to share personal information "when my business(es) come up in conversation". I never attacked this man, and kept all interaction professional whereas he has resorted to name calling and threats... I'm shocked at his insane responses and would encourage any and all to steer clear (and definitely not provide and personal information). (I will update this should any more action happen/take place). Very disappointed.
http://www.openvoc.eu/poi#coolReviews	0 (xsd:int)
rev:reviewer	Brandon

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