We are happy! The guys at NPM are professional,super friendly and polite, a pleasure to work with! We drove off with a great car, and we got a very fair price for our trade-in. Clark from financing even found us a better deal than originally agreed on, thanks Clark! Some bad reviews on here state that they advertise $49 down, and people don't get this deal. It is delusional to think that any car dealer will give you a car for almost nothing when your credit score is bad. NPM works with people that don't have perfect credit scores, but you need to stay realistic, depending on your financial situation. Overall, financing a car with NPM was a great and affordable experience for us, we feel well taken care of. I am sure we will be back in the not so distant future with our improved credit scores to buy a second car :-)