They charge a lot for a "schemer" of cream cheese. You'd think they would put enough on so it could actually be tasted. I opened my bagel to see if maybe the add had been forgotten, but, no, there is was. A film of cream cheese so thin it looked more as if the bagel had been buttered. I have eaten here many times and have never had this trouble before. Maybe this is a new policy, but, I will not eat here again to find out.