My husband and I had the opportunity to work with Richard for our first home purchase. We would not be in our home if it wasn't for him and his great team! He was very accurate and precise with all his work. We were able to be in contact through phone calls, meetings and emails for any questions that we had. It was such a smooth process for us and are so thankful to work with him. Highly recommend Richard if you are trying to get a loan for your home purchase.