If there is a new LOW standard in the health insurance, Meritus win hands down.
When you try to make an appointment with a doctor first, if you are lucky to get a phone that is not disconnected, or eventually talk to a human been, they tell you that the closest appointment available is SIX months away, and if you have an emergency, just go to the emergency to a hospital, I had a heart attack March 12 2015, and if it was up to Meritus, I would be 6 feet under. I don't think in the poorest country have this crappy service....DO NOT GET MERITUS EVER!!!!!!