Horrible experience. Worked on my loan for 4 months. Back and forth for statements and payoffs up until closing. Received at least 2 email telling me my loan was approved and "no more stress". Signed closing docs three days late. Day before I was to receive my keys, Homeowners drops bombshell that loan won't fund. I had utilities turned on and furniture being delivered. Nobody cared. Shameful. Save yourself the heartache.