I received a payroll garnishment from a 2009 debt I didn't know existed. It took me 8 years to recover from the economic crash in which I lost everything I worked 20 years for. Chase bank sued me for a $6,600 credit card in 2011 and won a judgment that I was unaware of as I wasn't subpoenaed. I bought my house and closed in March 2017 which put me on the radar. The filed a garnishment for 25% on my pretax income for a total judgment of $25,747.00. I went to PandA law firm and they told me I was screwed and there was nothing they could do but file a chapter 13 and repay the debt over the next 5 years and destroy all the credit I just rebuilt. I went and saw Jennifer Isso and she aggressively negotiated a deal with the scum bag lawyers and got them to settle for $10,000 cash to settle the debt and end the garnishment. She is the best experience I have ever had with an attorney and will be first one I call if I ever need legal help again.