Opened an account here when received a 150$ offer to open an account in the mail. I just so happened to be looking for a new bank so gave it a try. After a little over 3 months I met all the requirements and received the 150$ in my account. In the process I found the staff here and at nearby Sahara location helpful and friendly Letting you know what they offer but not pushy . I also like their online banking and app very easy to use and great layout overall. Sure they could use more locations but joining a smaller bank you know that going in. And 150$ will go a long way to pay an occasional fee if I need to use another bank ATM. The locator on the app shows only a few locations in the city but as you move it shows more in the area your in. This is really my only complaint should show all locations everywhere on the map but a more advanced online search I'm sure will help you out . Again awesome online banking setup and bill pay.