My husband and I got referred to one of the consultants, Naveen Vadhwa. Our experience was less than satisfactory. He was horrible at communicating proper guidelines, necessary documents and deadlines for necessary items. It seemed that when it was convenient for him, options that weren't there before, all of a sudden appeared. When we said we wanted to cancel everything, he was saying anything he could so that he could still get paid. He, and his wife, who was our realtor, made our first home buying experience a bad one. We cancelled everything and are starting over. We do not recommend them at all.