I am very happy to report that i am no longer with Geico. i switched to Root insurance and am saving $59 a month. Root bases your rates on your driving not on the people who cause the accidents like Geico does. They are so dishonest that they unbeknownst to me were reporting to other insurance companies that the two not at fault accidents that i was involved in were my fault so i would get high quotes and couldnt leave but continued to lie to me that it shows not my fault. They subrogated both accidents and were reimbursed in full yet everytime i came up for renewal afterwards they raised my rates $15.00 per month the first time i got hit and $20.00 per month after the second accident in which i was rearended by an unlicensed driver who fortunately did have collision coverage with A All ins. SWITCH TO ROOT, YOU WILL BE THRILLED WITH THEIR RATES!