The worst credit card company in the world. They charges you to raise credit limit. They they try to change yearly fee days after sending new cards. I called into customer support, don't press anything to actually get someone on line, and they were originally adamant about not doing anything. Then they were willing to drop fee for 3 months. They then tell me they can do nothing else. When I inform them I'm cancelling the card they offered to drop interest by 1.2 percent. I decided to just drop this scumbag of a company.