Been with Capstone for many years with Sue. Once I divorced and had to get coverage on my own, Sue retired and had to deal with some dude name Eric. That is when my troubles began. Rarely ever had a question answered even when I needed answers about payments that wouldnt process on my Insurance companies website. Everytime I called their 800 # and tried to speak to a representative I was routed back to Capstone to Erics poor Secretary who seemed to not know what was going. She would forward me to Erics voicemail and I wouldn't even get a courtesy call back. BAD BUSINESS!!! What do you expect in Las Vegas! What if I was in an accident and needed to file a claim? Who would I call? Jumped online and got insurance quotes from different major companies online. Covered by Progressive. Decent rate and if I call, there is a representative available 24 hrs a day.