Michael truly offers concierge like service for his clients. I use him for auto, boat, motorcycle, home, and business and he gets me what i need fast whether is=ts an account change or adding additional insured to jobs I am working on for my business as required for compliance. All this and he has great rates! On my business policy he saves me more than I pay for the current policy than my old one. All other retes for home, auto, etc... he is generally lower with higher coverages. Thanks Michael