Tried to get a certified used car for a friend who is in college. After promising her the moon, 4 hours later, she was told they couldn't approve her credit unless she put down over $4500 including a trade-in. My friend walked off the lot without a new car.
But there's a happy ending. Scott Clark Toyota of Charlotte, approved her credit, and got her into a Honda Civic with only 17,000 miles. Thank you Scott Clark. No hassle, no rejection and no 4 hour wait.