This company was extremely incompetent. After having all of our financials for over 6 months after pre-approval, Wyndham called 2 days before closing and demanded that we pay off our vehicle because they didn't realize that we were still making payments, despite having over a year of statements showing payments. We were lucky and were able to pay that debt, but had we not been able to, the home that we were building would've been sold to another buyer. We have had three other mortgage loans, and this company is the worst experience by a very large margin. DO NOT USE THEM.