This is one of the worst loan company's I have encounerd . I have a 2 year loan with them I am 17 months deep. Wife forgot to send a payment . Made arangment to pay double payment on pay day. Sok I get a call from them say if I do not have the payment in the office today they will put an order in to repo .0h and what loan company won't take cards . So now I have to drive 40 mins to pay this crap company .So the way I see it it . Is they want to default u at the end of your term just to profit and screw there customers . By far the worst company I have felt with to date .And the worst part is when I told them I was going to post my experience. They didn't even care .Run from them. I would give them a 0 star rating . Because this company needs to be taken out of business