Can I rate this Card a big fat ZERO Stars?
Poor customer service. Refusal to help long time customers even those who even accepted their predatory Lending practices.
I had 1 late payment after 3 years with card and was Immediately reported to the credit me as delinquent and when I called to ask for a one time "Goodwill Adjustment"
they refused to do so, despite it being in their power.
for a one time late payment I dropped 80 points on my credit score.
if you're looking to rebuild your credit or even establish your credit I suggest looking elsewhere