I made an offer on a home based upon my lender telling me I would be approved. I signed all the documents as David pushed me through over a half an inch of paperwork. Am I an idiot for not reading it all? Of course I am! None-the-less I gave them the $5,000 earnest money but at the last the lender turned me down on a technicality and told me I could go FHA instead. Problem is this home is way over the FHA loan limit. I'm told I can transfer the money to a different house but they don't have any that meet my needs but they will not refund the money. Remember I also paid $600 to have an appraisal done. I was sincere and now I'm losing $5,600.
Cathy, you are welcome to call me.