If i could give this bank zero stars, I would. I have been having issues since the beginning of my line of credit. They make it impossible to pay more money on your account, only allowing you to do so by charging you fees. There is also fees/transaction charges for the MANITORY insurance they make you sign up for and for moving money in and or out of your account. And if you don't speak fluent french, good luck trying to get them to understand. Rant over. Please don't make the same mistake I did! This is just the issues I can remember today!! Go with another bank!!!