very professional and knowledgeable from bill to all his staff, always on top of your application process, not one glitch, he even taught me how to get the right forms and bank statements. I have gone through at least 5-8 home purchases nothing like bills service...smooth, detailed and very professional, his team is like a well oiled machine. expect the best from a former co-warrior. for you out there eligible for a VA loan give bill a call to make your dream of homeownership come true you earned it...thank you for your service ....Semper Fi