Silverscript/Caremark has a very confusing and annoying web site that will never allow "save" user-password (while I save others on my same computer.) MANY rules you didn't realize when signing up. In a year+ twice their people were WRONG which was a real hassle. It is a waste of $20 a month. But Anthem was a waste of $100 a month so I guess I'm way ahead. What next? I only take Ambien (sleep and they will only allow you to get 90 pills a YEAR -- so how do you go to sleep the other 9 months?) and Amlodipine (b/p) and neither seem to be working well with this coverage. I have been on Medicare for 5 years and am healthy but this Part D business just seems like an annoying rip off to benefit drug companies and keep them in control.