If your not refer to them by family there is a 50. Charge to join but it's well worth it. They have tellers with personality who also care about you and keeping your business.
This location is also open on saturdays which is super convenient.
I have finished cars through them and you can't bet the rates and easy process. They can even find a car for you and get it at a better price that you could do on your own.
I have also used them to fine my last house, the down side there is they don't keep those loans so that one got sold to us bank.