Just had a brief consultation over the phone with Mr. Gruler. He told me it was not necessary for me to hire an attorney and instead instructed me on how I could resolve the issue myself. I am very impressed with his integrity and would feel confident trusting him in the future (although I hope I won't need to!). The person who answered the phone was also very helpful and kind. I got the answer I needed in less than 5 minutes and the stress is gone. Thank you R & R.