This place is a scam. I was in a car accident and went to see Dr. Campbell for an adjustment and not only did they charge the third party insurance almost triple what they would charge if you were paying out of pocket but they essentially made the paperwork delayed long enough so that we would continue getting services without knowing the cost of what they were charging. Most of us pay a lot for car insurance and its shady places like this that are the reason why we pay so much. How it's legal I don't know but I do know this place is not just a business it's a money hungry institution set out on preying on any opportunity to take advantage of people. The woman who deals with the insurance companies Kerri is so rude and advantageous when it comes to money that she could care less about your well being of its not raking in massive bucks. I would never recommend this place to anyone it should be shut down for insurance fraud.