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  • So, Im on a rant here......I get another billing from State Farm.....every 6 months the car insurance goes up and annual home owners rates go up. Mind you I have been a State Farm user for 35 years and parents before that.....NEVER a claim on car or home in 35 years. I am loyal thru and thru, but enough is enough....I called them to be fair and asked if there was anything they can do for Loyal customer with no claim history. I was told that they pay out more claims this past year and everyone must pay for those who use it even If I did not.....WOW....State Farm said the increase in deductable was nationwide increase on homeowners. They added + 1/2 additional on the claim in addition to the $1000.00 deductible I have had for years without asking me.... Here is where it gets interesting...that means I pay a higher deductable, but 1/2 percent is deceiving......It should have stated new deductable was $2800. Ok,......I am on a hunt...... 2 months later in checking prices....here is what happened: I decided to shop around and here is what I found. I searched 4 different companies before making a decision. I wanted an office local and a real agent to talk with,,,,,,,not an internet or 800 number.....(you get what you pay for) Frist: AARP discount with Hartford about the same or a tiny less about $120 a year....not enough to make a major life change.... Then Travelers, was less but higher deductable and less coverage, Allstate same and higher... ......then there is LIBETY MUTUAL....(disclaimer) I am not affiliated or know anyone with LIBERTY MUTUAL, but I went online and sent an email to them with my questions and asking for rates. They were GREAT! The agent Stacie Irish set up a real appointment, courtesy and went over ALL my policies and compaired apples to apples...... On 3 policies......with lock in 1 year rates.....unlike State Farm with the 6 month policies.... (2 cars and home) savings of $1050 per year....and I have better coverage.... Thank you Liberty Murtual and Stacie Irish for the best experience ever! ..
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