Alrighty, Midway found a way to screw us again. They set my son's car payment up with Smart Note, which would have been fine if they set it up correctly, which they did not. They set it up so that the payment was $31.19 short every month. Now the bank is calling because the loan has a past due balance. It really appears that this dealership is totally inept. Yes, my son should have been on top of this, and taken notice that the drafts were short, but then again, Midway employees should have the knowledge to set it up correctly in the first place. Midway dealerships totally lack attention to detail. I should have heeded the sales managers hint when he outright told me " caveat emptor".