I was going to give it two stars - but doing so made it close to three stars which means it's ok. Every insurance plan depends on what you are looking for - but here are the issues I have found having this insurance so far.
Individual Insurance - HMO - Silver Plan
There is only 1 allergy doctor in their network that is centrally located.
I had to go to a different office to give blood for the allergy test. They took two vials of blood.
The doctor only tested for allergens that are around in Las Vegas, I told him I would like to travel or leave the area at some point - and he just looked at me strangely. Waste of time.
The other doctors I have looked up like dermatologists - have terrible one star ratings. There is only 1 dermatologist that they give out referrals to.
Bottom line - their network is not good - the doctors have low to mediocre ratings. I am going to cancel my plan this month and choose a different insurance company. The only good thing I can say is that my primary care doctor - Susan Schuder - was decent.