You will get charged for everything. I had been seeing a foot doctor for a year my new teachers health trust insurance required a referral from my primary care. The foot doctor offered to fax over the year of paper work he had on me to receive the referral. They required that I came in and pay for a visit and referral. They also made me pay for a blood work visit then they made me pay to hear the results which were all normal. The whole reason I got the blood work done was to see if I was positive for a disorder. They called me in and didn't even have that specific blood work back.