When I first purchased my home, I was referred to Jim Ross, who was with a different company. I tracked him down again at Nova Home Loans when looking to lower my interest rate. Jim remembered me and immediately got to work on the process. He brought in Eddie Rodriguez and Marcel Martinez to work on the deal. These guys made this process PAINLESS - which - is very rare when looking for home financing. It took less than 30 days and I never had to leave my house to sign papers. Everything came to me. That's some pretty cool service! I've referred several people to Nova and will continue to do so as long as this team is in place.