Citibank CLOSED the only Branch in the SW ( Flamingo & Jones ).Now I just noticed the "Interest" rate on my Money Market Acct has been lowered to .01%. Yes that's correct. I know all the Big Banks are pathetic. I would give them all 0 Stars , if possible. I have been transferring Funds to ALLY Bank. A Savings acct with them pays .99%.They are FDIC Insured. I have been with Citi nearly 20 years. No more !