Have you ever been to a "timeshare" presentation? Well this guy maybe good, but I am not ready to pay for this kind of presentation. He comes off very professional and then drops the big number for the service. Remember the 'roach motel' ad, you can check in but you never check out - that is the plan. I was assured that our insurance would be accepted, but of course it wasn't -- this is to get you into the "presentation".