About three years back, my sister and I both had our own at fault accidents. Both were because of bad weather. Neither accidents were extensive, minor damages to the other cars. We had one car fixed through insurance and the other since it was old, we decided to scrap it. Belair Direct raised my premiums and I paid, since it was justified. No issue there. Then all through the remainder of the year, last year and this year, there were no issues. I get a call today saying as of next year, they will not renew my insurance as both my sister and I have accidents on our names. Three years later just as my premiums were finally coming down. Really?? Terrible policy.