This is not a good company. If you are on day late you will be non stop harassed. Even though I have made a payment arrangement with these people, they still call me daily. Liz has called me every single day this week. I am going to be blocking their number! I know when my payment is due, I do not need you calling me daily to remind me. I'm not even 30 days late and I still get harassed DAILY. Not to mention they don't even report to all major credit bureaus. They say "every day late is more interest which isn't good for your credit". Honestly, you don't even report to all 3 major credit bureaus so it doesn't matter. I have had my car for 11 months and it still hasn't showed up on any credit reports. Thanks for screwing over a young, first time buyer with a 19% interest rate on a Chevy. It will be impossible for me to refinance since they do not report my payments. Thank you AL finical, I would've been better off taking ubers everywhere than financing a car with you scammers.