At first, this card was a great, yeah there was a sign up fee but everything was going smoothly up until this past week. I use this credit card as a back up for emergencies only. I got an email my statement was ready and I logged in as usual to see if there were any unusual charges (cant be too careful these days) and this time, it turned out someone had stolen my card number and had been buying stuff with my card in another state. I immediately called them to get it sorted out. First, I could barely under stand the guy (pretty common for these types of things), and finally got it figured out and squared away. He issued me a new card and blocked my old card number. A few days later, I check to see if the purchases have been removed and to my surprise, they actually were! Except, the purchases were still reflected in my total amount "I" had spent. The transactions were removed from my statement, but the price was still there and I still have to pay back what they bought with my card.
I regret applying for this card, they dont reverse the money spent even though it was flagged as fraud. I am still having to pay for the money I didn't spend.