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| - I first worked with the Sam Schwartz 8 years ago for my bankruptcy and again about 3 years ago for my short sale. I recently was able to get financing on a house at a normal percentage rate so my road to recovery has come to its conclusion. I sent Sam an email today to pass along the good news and to say thanks for his and his firms help through some trying times. Not expecting a response as I have not dealt with Sam in over 3 years I was pleasantly surprised to receive a personal response from Sam the same day. He took the time to let me know he appreciated the email and remembered me and the particulars of my cases. So, I am going to take the time to enter a review of my experience with him. As this will be a lengthy review and some of you may not read all of it, I will start by saying I give him 5 stars for his professionalism, knowledge, customer service, and attention to detail. For those of you that are still curious, read on...
I am sure everyone has unique circumstances that would cause you to research an attorney. A summary of mine are as follows- purchased a house for way too much about 2 days prior to the housing bubble burst that ultimately made the house worth about 1/3 of what I owed on it (yes- one third), at the time I was in the middle of a class action housing defect lawsuit on that same house(which I'm sure affected its value as well), the dealership I was working for closed without notice recently so I was rebuilding my book of business at another one, all while trying to keep up on alimony and child support payments(obligations I would not, and did not, default on). Try as I did- the monthly income was not coming close to the monthly outgoing, let alone being $200k upside-down on the house. Short story- I was in bad shape.
I spoke to a couple of financial advisors and a few BK firms before meeting Sam. All I got was pre-scripted cookie cutter advice from all of them after rearranging my schudule to meet with them when they had the time. I called Sam, asked if we could talk like real people and let him know more time off work couldn't happen. He met me at his office on a Saturday. He took the time to review my situation by asking important questions and LISTENING to my answers. He explained what he thought my options were and didn't sugar coat the truth about the mess I was in. He reviewed fees, payment options, processes to expect, and anticipated timeframes. Then he told me to take my time coming to a decision of what I wanted to do. This is how the first meeting went and all subsequent meetings were as professional, direct, and helpful.
When the bankruptcy was over it was time to see if it was worth trying to save the house. Short version of an extremely long story- it wasn't. After one email, Sam put the short sale process in motion. Four months later it was done.
It took some time and by no small measure a lot of help from Sam and his team to get here. Today I am honestly in the best financial shape I have ever been in.
Kind of a bummer I can only give Sam Schwartz 5 stars. He deserves more.
Kurt
North Las Vegas, NV
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