Lending Tree is just a means of sending your loan info to a large number of BROKERS or loan RESELLERS. As soon as you click the last button your phone will start ringing with robo-calls. Extremely annoying. It might be ok if most of the calls were direct lenders where you will get the best rate but that is not the case. Plus they all want to TALK to you "grab a paper and pen", what? its 2016 just email me what you want and most of them didn't even know any detail of what I was looking for. Horrid experience. (not I'm off to find out if I can purge my account from them).