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| - 06-07-2017: I contacted John about a month ago and he sent me a workbook via email. Personally, I took a very long time filling out the document, but it could be completed in 1/2 a day. I highly suggest printing out your free, online credit report and having it in hand while filling out the information. After I completed my workbook to the best of my ability, I scheduled an appointment with him. Two days later, I walked through his door and we went over the workbook together, including the parts I didn't understand. I paid him the $200 in cash, got a receipt, and he said he would call me.
Seven (7) days later, about noon and on a Friday, I got the OK to come in and review the final document. I went into his office the very same day about 4:00 pm. The document was perfect, so I signed it in addition to some legal paperwork. John made another copy of the bankruptcy filing documents for me. We discussed the next steps.
Monday, I went to the US Bankruptcy Court in downtown Phoenix at 8:00 am when the doors opened. I paid to park. At 8:30 am, the bankruptcy suite door opened and I was first in line. The clerk went over my document. She kept one and stamped the other in order to make it a receipt of sorts. She told me what John said I should expect her to say. She told me my court date & time in addition to the fact I should expect a letter in the mail with instructions on what more documents I need to prepare and bring back to court. I was gone by 9:00 am. It was really fast with John's prepared documents.
Bring a little notebook in order to take notes if necessary.
It's easiest to pull in and out of the parking lot when headed west.
07-10-2017: My Chapter 7 Bankruptcy was approved and went uncontested by creditors. During the meeting with the trustee, a woman who spoke ESL had a lawyer present. In the meeting, the trustee discovered that vital paperwork was NOT emailed to his office. This disqualifies applicants. However, the trustee blamed the lawyer since he was handling the case. I am 1/2 way intelligent, speak EFL, and followed John's instructions. I saved money by doing it this way because I did NOT need a lawyer with John's professional guidance.
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