The one star is for the credit department. Avoid opening an account at ALL COSTS (even the ridiculous fees your credit card will charge).
Trust me--after MULTIPLE tries on MULTIPLE VISITS this group couldn't get a charge passed through BANK OF AMERICA (not a small community bank!!). Then they hound you to make payments directly. Why even have markers?!
On top of everything, they close an account due to the problems WHICH THEY CREATED.
If you are used to Vegas--this credit department will seem more like Disneyland. Avoid it at all costs.