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  • WORST DEALER SHIP EXPERIENCE I HAVE EVER HAD. I have decided to write this review even though we are still dealing with this finance manger for what other fathomable reason I can not understand other than that my fiance knows that I absolutely fell in love with this RV.We have been wanting an RV and happen to be driving by this lot when we saw this fith wheel rv. My fiance had been working on his credit & had finally broke a score of 700 so he thought why not look now? We noticed the huge sign on window that said EVERYONE APPROVED & though well hell we should definitely qualify with his score & at a decent interest rate. He asked the dealer his questions & they convinced us to fill out a prequalification form they said would not show up as an inquiry (that part was a lie). They said we should definitely qualify & gave us a list of things we would need. we peered at the offer & it looked outrageous! The price of the RV was 13,663 They wanted $3500 down & were gonna stick us at an interest rate of 24%! our payments were gonna be at $450 a month! We said no way we can get a way better deal than that somewhere else. They asked what we were able to do & we told them we didnt want an interest rate higher than 15% They said ok lets see what we can do. The finance guy comes back & says ok we got a deal & that we were approved for what we asked for. The only things we didnt have at the moment were his paystubs and proof of insurance (what we needed to take delivery of the rv). Since it was the weekend we agreed to come back on monday. We came back filled out our "supposedly approval contract & paperwork" & as soon as he filled this out was told loan was not approved & still pending approval. We also noticed that what was in contract was changed from the term agreement we were told was different had extended the term longer. We both stepped outside for a couple minutes to discuss it over & made decicision that ok we will take longer term payments. We also decided not to take possesion of RV until we were absolutely sure loan was approved & still not "pending approval" (thank goodness we did this because I would few days later discover a story and other stories of people taking a vehicle off the lot thinking they were approved but indeed were not only to have to bring the vehicle back 2 weeks later.And with his income and credit rating we would have been easily convinced that there was no way we would not have been approved). We come back monday and come to agreement that we will put $1000 down and a promise to pay from my debit card in the amount of $500. I sign the promise to pay form but my fiance says he will not put the $1000 down until it comes time for delivery and is absolutely sure we have been approved because they still need his paycheck stubs that he agrees he will email them as soon as we get home. They say ok , we fill out paper work then he goes home and emails them his paycheck stubs. they tell him they stubs dont have a year to date on them so he gets in touch with his boss who sends him his year to date income information (my fiance has been with this employer for 2 years, gets a paycheck every week and makes plenty enough to more than afford this payment not to mention his credit rating was not bad). They call back and ask him if they can put me on the loan as well. My fiance asks why and they do not give him any explanation. So they agree to proceed ahead. We still have not heard if we have been approved or denied. Its is approaching 3 weeks & getting closer to that promise to pay time. Everytime we call the dealership they either avoid us or tell us the finance manager is not there. Recently they told us he will be here tomorrow only to arrive & he be suddenly not there for the day. I feel like they are avoiding us. I just want this to end. I told my fiance tell them deal is off I dont want this anymore but everytime he texts finance manager saying this he says Im waiting to hear back from bank im finalizing the paperwork I'll contact you tomorrow but he never does.Either this finance manager is terrible at his job or I am desperately being conned. Approved or denied, I just want this to be over!
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