Wrong information!
I opened my saving and checking account on September 1. The bank teller told me that I have 60 days to move my money around and set up my setting before they charge the monthly service. Therefore I set up my recurring transfer for next month November. However, I was charged a monthly service today 10/26 today for my saving account. I called the 1-800 number. They told me that they charge based on billing cycle and this is my second one. I hope the banker told me more accurate information and I could have set up my transfers for earlier date.