So, the final word is that they will not cancel my wellness plan ... I signed a contract that they will not let me out of even though they cost me way more money than it would have been had I not done the comprehensive.
I will have to pay out of my checking account every month even though I would NEVER EVER take my dog to banfield again ... By the way , small services for pets cost way more here on the plan than they do at other hospitals with no plan ... Wellness plans do not save you money!
If anyone has any ideas on how to get out of this plan, please let me know.