Yelp please give us a Zero star score. This is an awful company. They prey upon the poor, minorities and those who truely want to make their credit better. They charge fees like a Las Vegas Craps table ( the expensive ones) Charging hundreds of dollars in imaginary fees a month. They can't answer your complaints. They have a phone bank in the Phillipines with customer disservice employees who you can hear in the background all reading the same script. Frightening that this exists in America