Caveats:
1) People always nice on the phone.
2) Payments processed like typical low end credit card company, so certain amount of money games expected.
3) The problem with this company are its customer service protocols. Their online system gets hacked, account suspended, OK fine, not a bad idea. But the hoops to go through to reestablish, which I followed & seemed to have vanished from your premises, are so cumbersome I gave up & closed the account.
Guys, if you're making money doing with your Godawful practices well then bully for you. Your rating here on Yelp is tanked, were you to do something about it you might earn a whole lot more...
Best Wishes, Good Luck & Good Riddance....